If you’re looking for a PLN 150,000 loan, you’ve come to the right place. On our site we have collected the best and cheapest online consumer loan offers in this size. Although few companies offer such large loans, we have gathered suggestions on our site that are worth paying attention to. You can find favorable credit offers as well as use the comparisons we have prepared for you. Because we have included loans from all price categories, you can continually browse, analyze and compare loans that you will find on our site – all with low interest rates.
Loan for an apartment
Do you need a loan to buy an apartment? You can use the services of one of the companies that you will find on our website. If you plan to buy a house or flat together with your partner, you increase your chances of getting a favorable loan offer. Most lenders see this as an additional collateral because the liability is spread over two people and thus is more likely to provide large loans. It is also a convenience for you, because you do not have to bear the burden of paying the debt only on your shoulders, but you share it with another person. In this way, the probability of paying off the debt in a timely manner increases.
Loan calculator and consumer loan
Use our loan calculator to check the cost of an upcoming consumer loan. Just enter the amount you want to borrow as well as the desired interest rate. The system will automatically create a debt repayment plan for you. At the same time, the repayment period and monthly installments of the loan will be calculated. On our site you will also find countless companies offering different sizes of loans. You will find them under the Amounts tab. You can also learn more about key concepts related to borrowing money by selecting the Definitions tab.
A consolidation loan
You can use a loan of PLN 150,000 to pay off your current liabilities. More and more people are choosing this solution. In this way, you can collect all your loans from one creditor, thus gaining a better insight into your situation and more favorable conditions for paying your debts. The interest rate will therefore be lower because all your debts receive one, general interest rate. Other benefits of a so-called consolidation loan include a better balance of your funds and a greater impact on the amount of fees and interest you pay. You can easily take a consolidation loan in a bank branch or through non-bank companies.
Loans without unnecessary documentation
Borrowing such a large amount of money without any documentation is very difficult. This is obviously due to the amount of the loan and the fact that the lender needs some kind of assurance that he will get his money back. To assess your creditworthiness, the lender will require appropriate documents, such as proof of identity, benefits regarding income and other liabilities, and sometimes also settlements with the Tax Office and ZUS. It is very important to make sure that you have prepared complete documentation, as creditworthiness is very carefully assessed. If you come across a company offering a PLN 150,000 loan that is not interested in your creditworthiness, do not be fooled by the illusion. The vast majority of such cases can have huge costs.
Loan without BIK
Your income also plays an important role in online loans. If you want to borrow such a large amount, the key is having a stable income. Otherwise, it is very difficult to get a loan. It is also impossible to borrow money for people registered in BIK. Few non-banking companies decide to grant loans to listed debtors as they pose a much greater risk of default.
Increase your chances of getting a loan
There are several ways that can increase your chances of getting a loan authorization. 150 thousand zlotys is really a lot of money. If a smaller amount of money also suits your needs, we recommend taking a smaller loan, as a loan of PLN 150,000 can be a really expensive undertaking. Assuming that other factors remain the same, the more money you borrow, the longer it will take to pay it back. Another point to consider is that it is difficult to get such a large loan for individual applications. Your chances of getting money increase significantly if you submit the application together with the other person as a joint applicant . It can be a partner, wife, husband, close friend or relative – there are many possibilities.